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How to Accept Payments Online?
 
What is an Internet Merchant Account?

Internet Merchant Account is a relationship between a retailing company and a merchant bank which allows the retailer to accept credit card payments from customers.

Banks require that certain (usually very stringent) qualifications be met before granting a merchant account to a company.
 

Most small companies, in particular web-based sites, find it too expensive and cumbersome to acquire their own merchant accounts, yet credit cards are the most efficient way of doing business on the Internet.
 


How To Accept Payments Online Without A Merchant Account?

There are many third party credit card and online check providers who are willing to help you get your e-commerce business up and running in no time. they delivers complete, secure and easy-to-use e-commerce solutions that enable you to launch your online business quickly and easily.

To begin selling on the internet, you need a merchant account, payment gateway (to process credit and debit card payments, bank transfers and installments) and storefront, as well as fraud protection and risk management applications to protect your business.


Let's take a look at a few of them and what they have to offer.. Get everything to start selling today!
 

 PayPal 
Founded in 1998, PayPal, an eBay Company, enables any individual or business with an email address to securely, easily and quickly send and receive payments online. PayPal's service builds on the existing financial infrastructure of bank accounts and credit cards and utilizes the world's most advanced proprietary fraud prevention systems to create a safe, global, real-time payment solution.

PayPal has quickly become a global leader in online payment solutions with 71 million account members worldwide. Available in 56 countries around the world, buyers and sellers on eBay, online retailers, online businesses, as well as traditional offline businesses are transacting with PayPal.

PayPal has received close to 20 awards for technical excellence from the internet industry and the business community at large -most recently the 2003 Webby Award for Best Finance Site and the 2003 Webby People's Voice Award for Best Finance Site.
  • Buyers
    Send money to anyone with an email address in 45 countries.
    PayPal is free to use.
    Your information is kept secure.
    Learn about sending payments through PayPal.
     
  • eBay Sellers
    Free eBay tools make selling easier.
    PayPal works hard to help protect sellers.
    PayPal simplifies shipping and tracking.
    Earn cashback with PayPal Preferred Rewards.
     
  • Merchants
    Accept credit cards on your website using PayPal.
    Compare our solutions to merchant accounts and gateways Low fees make PayPal the affordable choice. Learn why PayPal is good for business.

     
  • Start accepting credit cards on your website today
    Your site's up. But how are customers going to pay you? Add a payment button with basic HTML. See demo

    No advanced programming. No application process.

    Receive payments quickly in your PayPal account.

    Accept credit card and bank account payments. Funds are deposited into your account instantly.

    You pay transaction fees only when customers click to buy.

    Add buttons to your site in a few easy steps.

    No monthly fees. No commitment. No lengthy approval process.

    Accurate recordkeeping: PayPal maintains detailed transaction records on our website.

OPEN A FREE ACCOUNT.. TODAY!

 
 
 Charge  
Did you know that when you accept credit cards online, you can expect your sales to increase by an astounding 50 to 400%? You simply can't compete if you don't accept credit cards. With our free online application, you can start accepting credit cards on your web site in less than 24 hours! In addition to accepting credit cards on your web site in real-time, you will also receive our simple-to-use, web-based credit card processing terminal so you can process transactions manually. With our versatile ecommerce software, you have a complete solution. for more info Click here
Look At Everything You Get By Signing Up Today:
  • A credit card merchant account for immediate transaction processing.
  • Secure, encrypted, SSL (Secure Socket Layer) for secure transactions.
  • Online payment processing software allows you to instantly accept credit card payments in real-time over the Internet.
  • A Web-based terminal for easy processing credit card orders manually.
  • Accept all Major Credit Cards including Visa, MasterCard, American Express, and Discover.
  • All funds are promptly wired into the checking account of your choice.
  • Convenient online reporting and management of your transactions.
  • No Application Fee.
  • No Setup Fee.
  • No Annual Fee.
  • No Paperwork. Your application is quickly completed online.
  • FREE American Express Setup.
  • FREE ecommerce shopping cart for your web site.
  • FREE Search engine submission - we submit your web site to all of the major search engines.

Don't Be Fooled By Our Competitors' Claims
Many of our competitors claim to have the lowest prices. Apply today with Charge.Com and pay $0.00 for setup and application fees for your merchant account and pay $0.00 for your software to accept online payments (a $395 value)! You can't get prices any lower than that. more info.. Please Click here

OPEN A FREE ACCOUNT.. TODAY!

 
 
 E-Gold  
The e-gold system provides a method for merchants (large and small) to accept e-gold payments. Receive notification via email or HTTPS connection from the e-gold system that you have received payment. e-gold Better Money since 1996.
  • It costs nothing to open an e-gold account.

  • There is no credit check.

  • There is no minimum balance requirement.

  • There is no concept of a "merchant account" in that all e-gold accounts may Spend e-gold or receive e-gold payments.

  • In short, you are minutes away from opening your first e-gold account at: e-gold

OPEN A FREE ACCOUNT.. TODAY!

 
 
 StormPay
StormPay Inc. was founded in 2002 at which time StormPay.com quickly emerged as a successful leader in the e-commerce industry. Today StormPay.com’s primary function is offering individual sellers and advertisers a safe, easy, and low cost environment in which they can advertise and sell their goods.
  • Send Money
    StormPay allows buyers to make safe and secure purchases without worry about their financial information being stolen. Identity theft is the fastest growing crime worldwide: Using StormPay to send your payments online guards your information against Identity Theft. The recipients of your payments only receives your name, email address, amount of purchase, and optional shipping information.
     
  • Receive Money
    Increase your sales by accepting payments through StormPay. StormPay allows you to accept all major credit cards, Internet Checks, Money Orders, Bank Wires, and more!
     
  • No messy paperwork and no approval process!
    Sign up for a Free StormPay account and start sending or receiving money in just minutes!

OPEN A FREE ACCOUNT.. TODAY!

 
 
 IntGold  
Accepted Worldwide, View your accounts online, Make and receive payments in real time, Your security is our number one priority, Not to be used for e-Bay purchases.
LOW TRANSFER FEES! NO MONTHLY STORAGE FEE.
  • INTERNET PAYMENT SYSTEM
    Digital currency backed by the U.S. dollar.
     
  • INSTANT TRANSACTIONS
    INSTANT IntGold account-to-account transfers.
     
  • DOUBLE PASSWORD PROTECTION
    Our two-tier security password system will help prevent fraud and funds disappearing out of accounts. We are also using Verisign as our SSL 128 bit encryption.
     
  • Instant Payment Notifications
    You are notified instantly by e-mail when funds are sent or received in your account.
  • BATCH PAY FEATURE
    With our batch pay feature you can pay up to 50 accounts at one time. Transfer funds to IntGold account holders in your business or group!
     
  • Subscription Services
    For companies that have reoccurring billing.
     
  • For Company Owners
    If you open an IntGold account and place a payment button on your site you will receive FREE advertising from us. As soon as you add the payment link send us an email and we will include your company on our merchant link.
     
  • FUNDING OPTIONS
    IntGold offer a range of funding options from cashier's checks to credit cards. Use the acct. funding option for more information.

OPEN A FREE ACCOUNT.. TODAY!

 
 
 Money Bookers  
Moneybookers enables any business or consumer with an email address to securely and cost-effectively send and receive payments online - in real-time!
  • Use moneybookers to Send money via email from your credit card or bank account.
  • Make online purchases.
  • Collect money via email.

Moneybookers delivers a product ideally suited for small businesses, online merchants, individuals and others currently underserved by traditional payment mechanisms. As a true global payment solution, we welcome customers from every nation of the earth!

OPEN A FREE ACCOUNT.. TODAY!


More Tools..

 
How Can I Get Out Of ChexSystem?
How to get a new checking account if you are currently listed in ChexSystems. We keep a fresh updated list of over 100+ FDIC Insured Banks nationwide that have been known to give checking accounts to people in ChexSystems, complete with contact information. Many have online applications and offer Visa Check Cards and/or ATM Cards.

 Don't let bad credit from your past fill your future with uncertainty
Academy Credit is an industry veteran dedicated to improving your credit score. For merely $37 per month you can retain our experienced staff to remove your negative credit items



 

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Charge.Com - Accept Credit Cards on Your Web Site Today

 

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